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Q. How does the Deposit Layby™ work?

A. The Home Buyer Information Kit (in Free Downloads section) explains the Live-In Layby™ in detail.

In addition to that document, you can also download the “Deposit Layby™ Explained for Renters and Buyers” Info Booklet.


Q. Does title transfer into our name immediately?

A. Yes


Q. Is the Deposit Layby™ a loan?

A. Technically the Deposit Layby™ is a credit related contract and therefore is regulated by ASIC under our Australian Credit Licence.

Essentially you will have two loans: one with your primary lender, the other with us.



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